The UAE Nomination-Based Golden Visa now offers Indian citizens lifetime residency without needing to invest in property or business. Approved applicants can pay a one-time fee of AED 1,00,000 (about ₹23.3 lakh) to obtain permanent residency. This move marks a major shift from the UAE’s earlier investment-based model, which required a minimum AED 2 million (₹4.66 crore) in real estate.
The pilot program currently covers India and Bangladesh. Officials expect over 5,000 Indian applications within the first three months. This new route allows nominations based on professional achievements, societal contributions, or potential impact in fields like science, trade, culture, startups, and finance.
The Rayad Group is leading the rollout in partnership with VFS Global and One Vasco. Applicants can apply online, by phone, or at designated centers in India and Bangladesh. The process includes background checks, anti-money laundering screening, and social media audits. UAE authorities handle final approvals.
“This is a golden opportunity for Indians,” said Rayad Kamal Ayub, Managing Director of Rayad Group. He noted that the visa allows holders to live permanently in the UAE, bring family, employ staff, and pursue business or professional activities. Unlike property-linked visas, this one remains valid regardless of asset ownership.
The program aligns with the UAE’s deeper ties with India following the Comprehensive Economic Partnership Agreement (CEPA) signed in 2022. Officials plan to expand the initiative to other CEPA nations, including China, in future phases.
Akash Puri, Director International at India Sotheby’s International Realty, highlighted the visa’s broader implications. In the past, many Indians invested in UAE property to secure long-term residency. With the new model, that urgency will ease, especially in the mid-market and entry-level sectors.
Puri expects a shift toward value-driven investing. Buyers will now focus more on rental yields, developer credibility, and location. While this change might slow speculative purchases, it could lead to more stable market behavior.
He added that ultra-high-net-worth individuals (UHNWIs) would likely continue investing in premium assets. Their decisions often center on lifestyle and portfolio diversification, rather than residency access. “The market is maturing,” Puri said. “Investors must recalibrate from residency-led to fundamentals-first strategies.”
The updated policy supports the UAE’s long-term vision of attracting top global talent. It also encourages more sustainable migration by opening doors to professionals and innovators—not just investors.
Ultimately, the UAE Nomination-Based Golden Visa creates new possibilities for Indians seeking residency. It strengthens economic ties while redefining who qualifies for long-term residence in the Emirates.
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